Arizona Health News Blog  

Supplemental accident insurance may be just what you need to reduce your out-of-pocket medical expenses.  Accident plans work great with one of the high-deductible health plans that keep premiums low because accident plans cut that high deductible down to a low $100 deductible for accidents. A trip to the E.R can easily drain your savings.  Some consumers might even find themselves with huge medical debt because they still need to pay a high deductible before coverage kicks in.  Accident plans | Continue reading this entry »

Rep. Marsha Blackburn continues to push her bill before the House Energy and Commerce Committee's subcommittee on health.  According to Blackburn, this bill would mean a significant change in the cost of Arizona health insurance. She says her bill can help with the rising cost of health insurance because it would allow interstate health insurance for Arizona.  That means residents of Arizona would have the chance to shop for health insurance from out-of-state insurance companies. Once people | Continue reading this entry »

One of the things that consumers should look into before buying any Arizona health insurance plan is the financial soundness of AZ health insurance companies.  By looking into a company’s financial stability and history, you can assess if the company has the capacity to pay members' medical claims. It is best to look at the ratings from independent rating organizations (such as the A.M. Best Company) to ensure neutrality.  Such organizations use a grading system wherein A+ is the highest rating | Continue reading this entry »

Last April, the Arizona Senate passed a health insurance bill that allows out-of-state health insurance companies to issue Arizona health insurance policies to group and individual markets.  Recently though, Gov. Jan Brewer vetoed this proposal.  According to Brewer, this health insurance bill would only place Arizonians at risk. This AZ health insurance bill was vetoed by Brewer because it would allow out-of-state insurers to drop certain health insurance benefit mandates.  Some mandates in | Continue reading this entry »

Did you know that almost 30 percent of young adults do not have health insurance to help if they get hurt or sick?  If you are under the age of 26, the Affordable Care Act allows your parents to include coverage for you under their AZ health insurance plan.  Even if you are already working but still under 26, you can remain covered with your parents' plan if you're not offered health insurance through your job. However, adding your coverage onto your parents' Arizona health insurance policy | Continue reading this entry »

If you are one of the 45.7 million Americans in the U.S. without health insurance, you may not completely comprehend how important healthcare coverage really is. Most uninsured Americans cite the high cost of health insurance as the #1 reason for not having coverage. In reality, though, living without Arizona health insurance can actually put you at significantly more financial risk. One accident, illness or injury could put your financial security in jeopardy. You can receive medical care without | Continue reading this entry »