United
Healthcare / Golden Rule of Arizona
Golden
Rule Insurance of Arizona is a member of the United Healthcare family
of companies. United Healthcare serves more than 25 million people with
a network of over 560,000 physicians and 4,800 hospitals in all 50 states, and
in four international markets. This extensive network can help you save
your health care dollars with discounts of up to 45 percent on quality care. As
one of the nation's largest health care providers, Golden Rule / United Healthcare
of Arizona excels in easy-to-use and innovative health insurance products
for you and your family. As
a Arizona resident, you will find that Golden Rule / United Healthcare of Arizona
has the coverage you need at a price you can afford. Just run an instant
quote to see complete plan details and rates in your area. Plans are
listed as United HealthOne, underwritten by Golden Rule. Or contact
us and we will help you decide on a plan that is right for you and your
family. Rate
Information:
Preferred
rates without options are available on our instant quote page. These rates
do not include optional benefits such as term life. Rates depend on gender,
family size, smoking status, zip code, and health status. The
premium can be paid via quarterly billing, or a monthly bank draft. The
bank draft will occur on the premium due date each month. The initial
premium can be paid with a check, credit card, or bank draft. This payment
will be processed immediately upon receipt.
Network:
In
most parts of the country, Golden Rule utilizes the UnitedHealthcare Choice
Plus network, one of the largest and most well respected networks of doctors
and medical facilities across the nation. To find out which network is
available to you in your area, please visit the Golden
Rule Network.
Underwriting:
UnitedHealthcare/Golden
Rule has one of the fastest underwriting departments in the industry.
Most applications are approved in less than a week. However, it could
take longer if medical records are requested, so it is best to allow 4 weeks
or more if possible. Certain conditions may be excluded with a temporary
rider (usually for one to two years), or an indefinite rider. Golden
Rule Insurance Company will typically call you on the phone to verify information
on your application. It
is standard practice to request a Blood Pressure Inquiry if you are currently
being treated for or have recently discontinued treatment for high blood pressure.
Effective
dates:
For
injuries, the effective date for a mailed application will be the later
of: (a) the requested effective date, if any, shown on the application; or (b)
the date upon which the original application is actually received by Golden
Rule. For
an application sent by any electronic method, the effective date for injuries
will be the later of: (a) the requested effective date, if any, shown on the
application; or (b) the day after the date upon which the application is actually
received by Golden Rule. The
effective date for illnesses will be the same as for injuries if you
are replacing prior coverage within 62 days of application for this coverage
and disclose replacement information on the initial application for insurance.
If replacement information is not disclosed on the initial application for insurance,
the effective date for illnesses will be the 15th day after the effective date
for injuries. Illnesses that begin prior to that 15th day will be treated
as a preexisting condition and will not be covered until the individual has
been a covered person for 12 months.
How to
Apply:
Simply run an
instant quote and
select the plan you are interested in. Then select to apply online
or download the application, fill it out and fax it in to us. We will
then stay in touch with your during the underwritting process to keep you informed
of the progress.
About
United Healthcare of Arizona:
UnitedHealthOne
is the brand name used for products underwritten or administered by the UnitedHealthcare
family of companies offering personal health insurance, including Golden Rule
Insurance Company and United Healthcare Insurance Company.. UnitedHealthcare
Today, UnitedHealthcare servers more than 25 million customers. Our network
plans can ease access to high-quality care from more than 560,000 physicians
and 4,800 hospitals across all 50 states and in four international markets.*
We combine our strength and stability with nearly three decades of experience
serving customers of all sizes. Golden
Rule Insurance Company
Golden Rule merged with UnitedHealthcare in 2003, and has served individuals
and families with health insurance solutions for over 60 years. This experience
and knowledge is reflected in high-quality products, timely claims handling,
and outstanding customer service. Experience
and Expertise
Golden Rule's experience and expertise has driven the development of easy-to-use
and innovative health insurance products. A recognized leader - and one of the
nation's largest providers - of health savings account plans, Golden Rule continues
building plans that meet the needs of individuals and families. Golden Rule
is rated "A" (Excellent) by A.M. Best and "A+" (Strong)
by Standard and Poor's. These worldwide, independent organizations examine insurance
companies and other businesses and publish their opinions about them. These
ratings are an indication o four financial strength and stability. Customer
Satisfaction - More
than 92% of all health insurance claims are processed in 10 working days or
less.**
- Up to 35%-45%
discounts are provided on quality care thanks to our extensive network of doctors
and hospitals.***
- We're easy
to reach with a toll-free customer service line. We respond quickly to customer
questions and concerns.
*
As of 7/28/2008.
** Actual 2007 results.
*** Discounts vary by provider, geographic area, and type of service. 38240-G-0908 eAZHealthInsurance
is an independent UnitedHealthcare/Golden Rule producer.
United Healthcare / Golden Rule in the News
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